Getting Started
Use Cases

Use Cases & Applications

Transform Your Business with Instant Global Payments

Fiatsend enables businesses and developers to build powerful financial applications that work globally. Here are the most common use cases and how they can benefit your business.

🏪 E-commerce & Retail

The Challenge

Traditional e-commerce businesses face high payment processing fees (2-5%), slow international settlements (3-5 days), and limited payment options for global customers.

The Fiatsend Solution

Accept crypto payments and settle in local fiat instantly, reducing costs and expanding your global reach.

Key Benefits

  • 70-90% Lower Fees: Reduce payment processing costs from 2-5% to 0.5-1%
  • Instant Settlement: Receive fiat payments in seconds, not days
  • Global Expansion: Accept payments from 150+ countries without complex banking relationships
  • Mobile Money Integration: Reach customers in emerging markets with mobile money

Implementation Example

// Accept crypto payment for e-commerce order
const payment = await fiatsend.merchants.createPayment({
  amount: "99.99",
  currency: "USDT",
  customerPhone: "+1234567890",
  merchantId: "your-store-id",
  description: "Order #12345 - Premium T-Shirt",
  metadata: {
    orderId: "12345",
    customerEmail: "customer@example.com"
  }
});
 
// Webhook notification when payment completes
if (payment.status === 'completed') {
  await fulfillOrder(payment.metadata.orderId);
  await sendConfirmationEmail(payment.metadata.customerEmail);
}

Success Metrics

  • Cost Reduction: 70-90% lower payment processing fees
  • Faster Settlement: Instant vs 3-5 business days
  • Global Reach: Access to 150+ countries
  • Customer Satisfaction: More payment options, faster delivery

💼 Remittances & Money Transfer

The Challenge

Traditional remittance services charge high fees (5-10%), take days to deliver funds, and often require recipients to have bank accounts.

The Fiatsend Solution

Send money globally with minimal fees and instant delivery to mobile money accounts.

Key Benefits

  • Low Fees: 1-2% vs 5-10% traditional fees
  • Instant Delivery: Funds arrive in seconds, not days
  • Mobile Money Access: No bank account required for recipients
  • Transparent Pricing: No hidden fees or exchange rate markups

Implementation Example

// Send remittance to family member
const remittance = await fiatsend.remittances.create({
  senderId: sender.id,
  recipientPhone: "+233123456789",
  amount: "500",
  sourceCurrency: "USD",
  targetCurrency: "GHS",
  purpose: "Family support",
  metadata: {
    recipientName: "John Doe",
    relationship: "Brother"
  }
});
 
// Track delivery status
const status = await fiatsend.remittances.getStatus(remittance.id);
if (status.deliveryStatus === 'delivered') {
  await sendDeliveryNotification(sender.id);
}

Success Metrics

  • Cost Savings: 60-80% reduction in fees
  • Speed: Instant vs 2-5 business days
  • Accessibility: Mobile money delivery to unbanked populations
  • Transparency: Clear pricing with no hidden costs

🏦 DeFi & Crypto Exchanges

The Challenge

Crypto exchanges struggle to provide seamless fiat on/off-ramps, especially in emerging markets where traditional banking is limited.

The Fiatsend Solution

Provide instant fiat on/off-ramps with mobile money integration for global markets.

Key Benefits

  • Global On/Off-Ramps: Support for 150+ countries
  • Mobile Money Integration: Reach users in emerging markets
  • Instant Processing: Reduce withdrawal times from days to seconds
  • Regulatory Compliance: Built-in KYC/AML for compliance

Implementation Example

// Provide fiat on-ramp for exchange users
const onramp = await fiatsend.onramp.create({
  userId: user.id,
  amount: "1000",
  sourceCurrency: "GHS",
  targetCurrency: "USDT",
  paymentMethod: "mobile_money",
  provider: "mpesa",
  exchangeId: "your-exchange-id"
});
 
// Provide fiat off-ramp for exchange users
const payment = await fiatsend.payments.create({
  userId: user.id,
  amount: "500",
  sourceCurrency: "USDT",
  targetCurrency: "GHS",
  targetPhone: "+233123456789",
  exchangeId: "your-exchange-id"
});

Success Metrics

  • User Growth: Access to 150+ new markets
  • Withdrawal Speed: Instant vs 1-3 business days
  • Compliance: Automated KYC/AML processing
  • User Experience: Seamless mobile money integration

📱 Mobile Apps & Wallets

The Challenge

Mobile apps and wallets need to provide global payment capabilities without complex banking integrations.

The Fiatsend Solution

Add instant global payment features to your mobile app with simple API integration.

Key Benefits

  • Simple Integration: Add global payments with just a few API calls
  • Cross-Border Support: Enable international transactions for your users
  • Local Payment Methods: Integrate with mobile money operators worldwide
  • Real-Time Conversion: Provide live exchange rates and instant transfers

Implementation Example

// Add payment feature to mobile app
const mobilePayment = await fiatsend.mobile.createPayment({
  userId: user.id,
  amount: "50",
  currency: "USDT",
  targetPhone: "+233123456789",
  appId: "your-app-id",
  description: "Payment for services"
});
 
// Get real-time exchange rates
const rates = await fiatsend.rates.get({
  sourceCurrency: "USDT",
  targetCurrency: "GHS"
});
 
// Display rate to user
console.log(`1 USDT = ${rates.rate} GHS`);

Success Metrics

  • Feature Adoption: New global payment capabilities
  • User Engagement: Increased app usage with payment features
  • Market Expansion: Access to international users
  • Revenue Growth: New revenue streams from payment processing

🏢 B2B Payments & Treasury Management

The Challenge

Businesses struggle with slow international payments, high fees, and complex compliance requirements for cross-border transactions.

The Fiatsend Solution

Streamline international business payments with instant settlement and automated compliance.

Key Benefits

  • Instant Settlement: Complete international payments in seconds
  • Cost Reduction: Lower fees compared to traditional wire transfers
  • Automated Compliance: Built-in KYC/AML for regulatory requirements
  • Real-Time Tracking: Monitor payment status and treasury positions

Implementation Example

// Process international supplier payment
const b2bPayment = await fiatsend.b2b.createPayment({
  senderId: company.id,
  recipientId: supplier.id,
  amount: "10000",
  sourceCurrency: "USD",
  targetCurrency: "EUR",
  purpose: "Supplier payment - Invoice #12345",
  metadata: {
    invoiceId: "12345",
    dueDate: "2024-01-15",
    category: "supplier_payment"
  }
});
 
// Get treasury overview
const treasury = await fiatsend.treasury.getOverview({
  companyId: company.id,
  currencies: ["USD", "EUR", "GHS"]
});
 
console.log("Available balance:", treasury.balances);

Success Metrics

  • Payment Speed: Instant vs 2-5 business days
  • Cost Savings: 50-70% reduction in international payment fees
  • Compliance: Automated regulatory reporting
  • Efficiency: Reduced manual payment processing

🎮 Gaming & NFTs

The Challenge

Gaming platforms and NFT marketplaces need to enable real-money transactions while maintaining security and compliance.

The Fiatsend Solution

Enable secure, compliant real-money transactions in gaming ecosystems with instant global payments.

Key Benefits

  • Real-Money Integration: Enable actual financial transactions in games
  • Global Accessibility: Support players from 150+ countries
  • Instant Payouts: Provide immediate rewards and withdrawals
  • Compliance Ready: Built-in KYC/AML for regulatory requirements

Implementation Example

// Process gaming tournament payout
const tournamentPayout = await fiatsend.gaming.createPayout({
  userId: player.id,
  amount: "1000",
  currency: "USDT",
  targetCurrency: "GHS",
  gameId: "tournament-123",
  tournamentId: "championship-2024",
  metadata: {
    rank: 1,
    prizePool: "10000"
  }
});
 
// Enable in-game purchases
const inGamePurchase = await fiatsend.gaming.createPurchase({
  userId: player.id,
  amount: "10",
  currency: "USDT",
  itemId: "premium-skin-123",
  gameId: "mobile-game-456"
});

Success Metrics

  • Player Engagement: Increased participation with real-money rewards
  • Revenue Growth: New monetization through real-money transactions
  • Global Reach: Access to international player base
  • Compliance: Automated regulatory compliance for gaming payments

🏥 Healthcare & Insurance

The Challenge

Healthcare providers and insurance companies need secure, compliant payment processing for international services and claims.

The Fiatsend Solution

Enable secure, compliant payments for healthcare services with built-in regulatory compliance.

Key Benefits

  • Secure Payments: Bank-level security for sensitive healthcare transactions
  • Compliance Ready: Built-in HIPAA and regulatory compliance features
  • Global Coverage: Support for international patients and providers
  • Instant Settlement: Quick processing for urgent medical payments

Implementation Example

// Process international medical payment
const medicalPayment = await fiatsend.healthcare.createPayment({
  patientId: patient.id,
  providerId: hospital.id,
  amount: "5000",
  currency: "USD",
  targetCurrency: "EUR",
  serviceType: "surgery",
  metadata: {
    procedureCode: "CPT-12345",
    diagnosisCode: "ICD-10-A123",
    insuranceProvider: "BlueCross"
  }
});
 
// Process insurance claim payout
const claimPayout = await fiatsend.insurance.createPayout({
  policyholderId: policyholder.id,
  amount: "2000",
  currency: "USD",
  claimId: "claim-12345",
  claimType: "medical",
  metadata: {
    diagnosis: "Appendectomy",
    hospital: "General Hospital"
  }
});

Success Metrics

  • Security: Zero security breaches with healthcare data
  • Compliance: 100% regulatory compliance rate
  • Processing Speed: Instant vs traditional insurance processing
  • Patient Satisfaction: Faster payment processing for medical services

🎓 Education & EdTech

The Challenge

Educational institutions and EdTech platforms need to process international tuition payments and course fees efficiently.

The Fiatsend Solution

Enable instant international payments for education with transparent pricing and mobile money support.

Key Benefits

  • Global Student Access: Accept payments from students in 150+ countries
  • Mobile Money Support: Reach students in emerging markets
  • Transparent Pricing: Clear fees with no hidden costs
  • Instant Processing: Quick payment confirmation for course access

Implementation Example

// Process international tuition payment
const tuitionPayment = await fiatsend.education.createPayment({
  studentId: student.id,
  institutionId: university.id,
  amount: "15000",
  currency: "USD",
  targetCurrency: "GHS",
  semester: "Fall 2024",
  metadata: {
    courseCode: "CS101",
    studentId: "STU12345"
  }
});
 
// Process course fee payment
const coursePayment = await fiatsend.education.createCoursePayment({
  studentId: student.id,
  courseId: "course-123",
  amount: "99",
  currency: "USDT",
  targetCurrency: "NGN",
  platformId: "edtech-platform"
});

Success Metrics

  • Student Access: Increased enrollment from international students
  • Payment Success: Higher payment completion rates
  • Cost Reduction: Lower payment processing fees
  • Student Satisfaction: Faster payment processing and course access

🚀 Getting Started with Your Use Case

Choose Your Path

For Developers

Start building with our comprehensive APIs and SDKs.

  • ✅ 5-minute integration
  • ✅ Multiple SDKs
  • ✅ Testnet environment
  • ✅ Comprehensive documentation

Start Building →

For Businesses

Discuss your specific use case with our team.

  • ✅ Custom integration support
  • ✅ Compliance guidance
  • ✅ Dedicated account manager
  • ✅ Go-live assistance

Contact Sales →

📊 Success Stories

E-commerce Platform

  • 90% reduction in payment processing fees
  • Instant settlement vs 3-5 business days
  • Expanded to 50+ new countries in 6 months

Remittance Service

  • 80% lower fees compared to traditional providers
  • Instant delivery to mobile money accounts
  • 100% mobile money coverage in target markets

Crypto Exchange

  • 10x faster withdrawals (seconds vs days)
  • Expanded to 100+ new markets with mobile money
  • Automated compliance for all transactions

Ready to transform your business with instant global payments? Start your Fiatsend journey today! 🚀

QuickstartIndex